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NGX ASI

+1.14%

USD/NGN

N1,548.20

FGN 10Y

19.38%

S&P 500

+0.27%

BTC

-1.08%

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Build money confidence one useful decision at a time.

Saving, investing, FX, pensions, markets, and scam awareness—taught through practical paths rooted in Nigerian and diaspora realities, not textbook theory.

Start at the level that fits you
Learn through real money situations
Check your understanding as you go

Choose your starting point

Start where you are. Build from there.

Choose a path and see the ideas, practical questions and tools it connects.

Build my foundation

Budgeting, emergency funds, debt, saving and inflation.

Understand investing

Risk, return, diversification, time horizons, funds and fixed income.

Protect my money

Scams, impersonation, pressure tactics and unrealistic claims.

Manage money across borders

FX, remittances, family obligations and two-country goals.

Start with the decision

Begin with the question already on your mind.

Where should an emergency fund live?

How much risk can I take?

Separate willingness, capacity, time horizon and potential loss.

Does this claim look suspicious?

Recognize urgency, secrecy, impersonation and impossible returns.

How does FX affect a family goal?

Connect rates and fees to school, travel, remittance and property plans.

Trust is part of the product

No false certainty. No shame about starting small.

MMD distinguishes facts, assumptions, scenarios and opinions. Learning should explain uncertainty without turning every lesson into a product pitch.

The boundary stays clear. Learning content explains concepts and trade-offs in general terms. It never tells you what you specifically should buy, sell, or hold.

Market moves & insights

Context before conclusions.

The numbers above tell you what moved. This writing explains why—and what deserves attention next.

See all intelligence

Market brief

5 High-Conviction Stocks to Buy

David Sekera, CFA and Susan Dziubinski • Jul 13, 2026

7 min read

Intelligence report

Weekly Market Update: Stocks Up 1.1% as Energy Rises and Basic Materials Fall

Irza Waraich • Jul 10, 2026

Get the daily read on these markets.

Intelligence membership adds daily analysis, deeper research, archives and watchlists across FX, NGX equities and fixed income.

Prefer one useful email?

The MMD Briefing arrives weekly—not every time a headline moves.

Start where you are. Build from there.

Build my foundation

Understand investing

Protect my money

Manage money across borders

Begin with the question already on your mind.

Where should an emergency fund live?

How much risk can I take?

Does this claim look suspicious?

How does FX affect a family goal?

Short lessons. Real situations. Your pace.

No false certainty. No shame about starting small.

Context before conclusions.

5 High-Conviction Stocks to Buy

Weekly Market Update: Stocks Up 1.1% as Energy Rises and Basic Materials Fall

Markets Brief: Why Investors Should Pay Attention to Second-Quarter Earnings

5 High-Conviction Stocks to Buy

Momentum Investors Are Winning, but Not by Betting on Quality

Markets Brief: Why Investors Should Pay Attention to Second-Quarter Earnings

Smart Investor: Second-Half Stock and Bond Market Opportunities, Globalization Isn't Dead, and the SK Hynix IPO.

Uber Reaches Deal for $14.45 Billion Takeover of Delivery Hero

5 High-Conviction Stocks to Buy

Markets Brief: Why Investors Should Pay Attention to Second-Quarter Earnings

Smart Investor: Second-Half Stock and Bond Market Opportunities, Globalization Isn't Dead, and the SK Hynix IPO.

Bring MMD the money decision you are trying to understand.